Car plan | Mathematics homework help

  

Most of us, at some point in our lives, will either need to or want to purchase a vehicle. The purpose of this project is to decide if you should buy a vehicle now or later. 

Find a car online that you might want to buy. Find a loan that you would qualify for, and calculate your monthly payments and total payments over the life of the loan. Next, suppose that you started a savings plan instead of buying the car, depositing the same amount that would have gone to car payments. Estimate how much you would have in your savings plan by the time you would have paid for the car. Explain your assumptions.

 To earn a good grade: 

  1. Use complete sentences (where      appropriate) with proper grammar. 10 points
  2. Include the complete,      precise URL for the website(s) you used.  10 points

3. Name the car online that you want to buy. List the year, type, and price. 10 points

4. Find a loan. List the bank, rate, and terms. 10 points

5. Using the appropriate formula from our Module #2 material, calculate your monthly payments. Show all work. 20 points

6. Calculate the total payments over the life of the loan. Show all work. 10 points

7. Using the appropriate formula from our Module #2 material, estimate how much you would have in your savings plan by the time you would have paid for the car, if you saved instead of buying. Assume the amount you will deposit each month is equal to the car payment you found above. Clearly identify the APR for the savings plan you are using. Show all work. 20 points

8. Write one sentence summarizing your basic numerical findings, and one or two sentences regarding your thoughts on buying now versus saving for later. 10 points

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